Dealertrack Compliance
Dealertack Compliance is integrated throughout the F&I platform to help protect all your deals.
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Is your dealership at risk?
$53k is the maximum fine per violation for certain FTC regulations. *
16 CFR 1 as of January 17, 2025.
$ 53k
Compliance coverage is built into the deal from driver’s license validation to, red flags, risk-based pricing, enterprise reporting, and more.
Here's just a little of what you're responsible for and how Dealertrack Compliance helps:
OFAC
Do not do business with a customer until you are certain that they are not on the SDN List (Specially Designated Nationals and Blocked Persons List).
Dealertrack Compliance incorporates OFAC in the deal process to help ensure you're doing business with someone who is legally allowed to purchase from you.
Adverse Action Notices
If an applicant is approved for credit but the deal did not go through – you must send the applicant a notice.
Dealertrack Compliance automatically marks all deals that require an Adverse Action Notice.
Risk Based Pricing Notices
Dealerships are required to give a consumer a Risk Based Pricing notice every time they look at the customer's credit bureau and the notice must be provided before the contract is signed.
Dealertrack Compliance automatically recommends which applicants require a Risk Based Pricing Notice.
Fraud Detection
Fraud is a persistent issue,
exposing dealers to financial risk while
complicating the buying experience for
legitimate customers. Synthetic
identities are a particular problem,
created from a combination of real and
fabricated information that can be
difficult to detect.
Protect your dealership early
in the financing process with
AI‑powered alerts and risk‑level
assessments that help identify potential
fraud and synthetic ID activity before
you make critical funding or contracting
decisions.
Driver’s License Validation
Fraudulent or invalid IDs can slip through manual checks, creating compliance risk and slow down F&I workflows.
AI‑driven driver’s license authentication securely captures front‑and‑back ID images, validates credentials in real time, automatically stores verified licenses in the digital deal jacket, and supports compliant transactions in all 50 states without additional hardware.
Ready to hear more about how Dealertrack Compliance helps keep you out of hot water?
Submit this form to contact your F&I representative.
