Compliance At Every Step
Strengthen your dealership’s defenses with powerful tools to reduce the risk of fraud, fines and audits.
Stats Title
Maximum per violation for certain FTC
Stats Title
Auto loan fraud exposure for top US auto
Features
& Benefits
Secure your deals with built‑in ID verification,
fraud alerts, automated disclosures, and secure deal storage.
Access AI-powered fraud detection with BorrowerCheck from Point Predictive.
Spot identity issues early. Use built-in checkpoints to automatically flag suspicious activity and run OFAC checks to ensure every customer is legally eligible to buy. Stay compliant with state and federal regulations and reduce risk before the deal progresses, protecting your dealership from costly violations and reputational damage.
Verify customer identities with confidence. Ask personalized questions that only the customer would know, adding a deeper layer of protection to your ID verification process. This helps confirm presence for remote signings and reduces fraud risk, which specially for digital contracting and off-site deals.
Help uncover synthetic ID, income, and employment fraud risk early in the F&I process. Real-time fraud risk indicators, driver’s license validation, and a Fraud Summary Report with recommended actions support faster, more secure deal completion.
Guide your team through every compliance step with a built-in checklist in each deal jacket to ensure they complete all required disclosures and compliance actions. This helps standardize your process across staff, reduce errors, and keep deals clean so you’re always ready for audits or customer questions.
Track your compliance status in real time. Get a snapshot or detailed report by dealership or dealer group to monitor performance, identify gaps, and take action. These insights help you stay proactive, not reactive, so you can manage risk and improve compliance outcomes across locations.
Keep your deal documents audit-ready, stored securely in deal jackets for up to 10 years. For both completed and dead deals, you’ll have quick access to records for regulators, lenders, or customer inquiries, helping you stay organized and protected.
Available Add-Ons
Integrations
Our auto dealership software integrates with other Cox Automotive solutions and third-party car dealer management software. Sharing data across the dealership makes the customer experience seamless and builds trust.
Now Available
The 2026 Compliance Guide
Stay informed on data security, regulatory compliance, and fraud risk in the auto industry—download Dealertrack’s complimentary guide featuring best practices, tips, and more.
Complete the form to download your free digital copy:
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*While the CARS Rule may be gone, UDAP enforcement is here to stay. The Fifth Circuit Court of Appeals recently overturned the FTC’s Combating Auto Retail Scams (CARS) Rule on procedural grounds. However, other laws prohibiting unfair and deceptive practices remain in place across various jurisdictions.
Key Compliance Risks
losses from fraud reported in
applications submitted never get sold, but still need to be stored for audit
Real Stories With Real Results
Dealers today look for peace of mind when it comes to ensuring compliance at every step. See what dealers have to say about Dealertrack Compliance
Lou Bregou
I get a comfort level using the compliance product from Dealertrack…I know I'm being protected.
Director of Operations
Driver’s Village
FAQs
Dealertrack and Point Predictive deliver AI‑powered ID verification, fraud-risk detection, and driver’s license validation with BorrowerCheck™ integrated directly into Dealertrack Compliance. It analyzes identity and application data to identify potential fraud risk, including indicators of synthetic identity behavior, helping dealers make more informed decisions earlier in the application process. BorrowerCheck by PointPredictive detects over 90% of fraud missed by traditional systems and reduces false positives by up to 70%.
Dealertrack Compliance helps detect fraud risk earlier by embedding AI‑powered fraud‑risk detection and identity verification directly into the F&I workflow. Tools like driver’s license validation, one-time passcode phone verification, and other built‑in compliance checks help surface potential identity‑related risks before contracting or funding.
Built-in compliance checkpoints ensure your dealership complies with federal and state regulations—helping you avoid costly fines and maintain customer trust. Our platform provides real-time updates, ensuring you are always aligned with the latest industry guidelines and standards. Dealertrack Compliance provides a comprehensive set of tools to help you remain compliant at every step of the deal.
Dealertrack’s F&I Compliance software uses integrated checkpoints to verify customer identities including Driver’s License Validation, and Red Flags and OFAC checks. For added security, out-of-wallet questions take identity verification a step further, helping you prevent fraud and stay compliant from the start of every deal. Advanced fraud detection tools are also available to weigh each customer’s fraud risk level and spot potential synthetic ID fraud risk.
Dealertrack automates risk-based pricing notices, adverse action notices, and other mandatory consumer disclosures.
Dealertrack offers an extra layer of protection with Synthetic ID Fraud Alerts. These proactive notifications help you spot suspicious activity and prevent synthetic identity fraud before it impacts your business.
Absolutely. Dealertrack’s compliance dashboard lets you easily monitor deals and securely store documents for up to 10 years. With centralized, long-term storage, your dealership is always prepared for audits and regulatory reviews.
Absolutely. Our user-friendly interface is designed for ease of use, regardless of technical expertise.
Dealertrack Compliance integrates with Dealertrack F&I to provide checkpoints and guidance throughout each deal.
Dealertrack offers comprehensive support through phone, email, live chat, online help centers, FAQs, documentation, and training sessions to ensure dealerships can effectively use their solutions
By automating workflows and reducing manual tasks, our platform allows you to focus on core business activities.
We provide all you need to know to stay compliant
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