Access more lenders with Digital Contracting Choice
When you select a Digital Contracting Choice lender you can now use the same efficient digital workflow for additional deals:
- Submit Contracts digitally to more lenders* for faster funding
- Improve cash flow and reduce CIT for more deals
- Save money on overnight shipping costs
- Deliver a single signing ceremony to even more customers — in‑store or remote
Follow these steps to see how.
![497c6df8-2e30-4815-9fda-6df82808abb6_v2 497c6df8-2e30-4815-9fda-6df82808abb6_v2](https://us.dealertrack.com/wp-content/uploads/sites/2/2024/08/497c6df8-2e30-4815-9fda-6df82808abb6_v2.png?w=657&h=581&quality=80)
Send contracts digitally for faster funding to MORE LENDERS with Digital Contracting Choice.
Send contracts digitally for faster funding to MORE LENDERS with Digital Contracting Choice.
Select
From the Contract tab under Select a Lender, click on your preferred Digital Contracting Choice lender.
Digital Contracting Choice lenders are marked with a badge that will say Choice. You can select a Choice lender from a credit application approval or for a spot contract.
Digital Contracting Choice lenders are marked with a badge that will say Choice. You can select a Choice lender from a credit application approval or for a spot contract.
![040c0ff5-9359-4296-ac1c-a4048cd7a596 040c0ff5-9359-4296-ac1c-a4048cd7a596](https://us.dealertrack.com/wp-content/uploads/sites/2/2020/12/040c0ff5-9359-4296-ac1c-a4048cd7a596.png?w=800&h=581&quality=80)
![040c0ff5-9359-4296-ac1c-a4048cd7a596_v2 040c0ff5-9359-4296-ac1c-a4048cd7a596_v2](https://us.dealertrack.com/wp-content/uploads/sites/2/2024/08/040c0ff5-9359-4296-ac1c-a4048cd7a596_v2.png?w=800&h=581&quality=80)
Start Contract
From the funding package page, click Start Contract or Import from DMS to pre-fill your Contract with data from your DMS. Complete the contract data fields and click Submit for Verification.
Please Note: This is an internal verification process that matches the contract data with the approved terms on the Credit App.
![31687882-a544-4cdf-b087-25261ad06d37 31687882-a544-4cdf-b087-25261ad06d37](https://us.dealertrack.com/wp-content/uploads/sites/2/2020/12/31687882-a544-4cdf-b087-25261ad06d37.png?w=800&h=581&quality=80)
![31687882-a544-4cdf-b087-25261ad06d37 31687882-a544-4cdf-b087-25261ad06d37](https://us.dealertrack.com/wp-content/uploads/sites/2/2020/12/31687882-a544-4cdf-b087-25261ad06d37.png?w=800&h=581&quality=80)
Upload Stips
Once verified, upload all required ancillary documents and stips that you would normally mail to your lender ‑ before submitting your contract for funding.
To learn how to upload stips directly from your computer
![e6218012-24ff-4f53-b0be-11cb799b9bce e6218012-24ff-4f53-b0be-11cb799b9bce](https://us.dealertrack.com/wp-content/uploads/sites/2/2020/12/e6218012-24ff-4f53-b0be-11cb799b9bce.png?w=800&h=581&quality=80)
![e6218012-24ff-4f53-b0be-11cb799b9bce e6218012-24ff-4f53-b0be-11cb799b9bce](https://us.dealertrack.com/wp-content/uploads/sites/2/2020/12/e6218012-24ff-4f53-b0be-11cb799b9bce.png?w=800&h=581&quality=80)
Sign
Share the contract and deal documents with your customer for digital review and signing – either in-store or through our remote signing solution.
![ac779e29-2340-456d-a9b1-de7c54b511f3 ac779e29-2340-456d-a9b1-de7c54b511f3](https://us.dealertrack.com/wp-content/uploads/sites/2/2020/12/ac779e29-2340-456d-a9b1-de7c54b511f3.png?w=800&h=581&quality=80)
![ac779e29-2340-456d-a9b1-de7c54b511f3 ac779e29-2340-456d-a9b1-de7c54b511f3](https://us.dealertrack.com/wp-content/uploads/sites/2/2020/12/ac779e29-2340-456d-a9b1-de7c54b511f3.png?w=800&h=581&quality=80)
Submit
Once you have completed both the uploading and signing requirements, your contract is now ready to submit digitally to your lender. Click Submit for Funding.
![05e71ec6-69f7-4d38-abc8-5b92fbf968e2 05e71ec6-69f7-4d38-abc8-5b92fbf968e2](https://us.dealertrack.com/wp-content/uploads/sites/2/2020/12/05e71ec6-69f7-4d38-abc8-5b92fbf968e2.png?w=800&h=581&quality=80)
![05e71ec6-69f7-4d38-abc8-5b92fbf968e2 05e71ec6-69f7-4d38-abc8-5b92fbf968e2](https://us.dealertrack.com/wp-content/uploads/sites/2/2020/12/05e71ec6-69f7-4d38-abc8-5b92fbf968e2.png?w=800&h=581&quality=80)
Getting started is easy
If you would like to submit contracts to Digital Contracting Choice lenders complete the form below:
*Retail Contracts only. Digital Contracting Choice is currently not available for lease or balloon contracts. Submitting contracts via Digital Contracting Choice is subject to a transaction fee per contract. External Lender verification is not supported for these contracts. Select Features subject to lender participation..
Training and Tutorials
More Resources
![Group-3406@2x.png Group-3406@2x.png](https://us.dealertrack.com/wp-content/uploads/sites/2/2023/05/Group-3406@2x.png?w=553&h=81&quality=80)
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